Interbank Card Center (BKM)


BKM ( was established as a legal entity in 1990 for the purpose of finding a solution to common problems regarding card payments and developing rules and standards for the debit and credit cards in Türkiye.

BKM, the owner and operator of the payment system called “Domestic Clearing and Settlement System (YTH)”, provides clearing and settlement of domestic transactions between banks and other institutions arising from the use of credit, debit and prepaid cards. Currently, YTH System has 33 members.

BKM was granted operating license as a payment system operator by the CBRT’s decision No. 10159/19758, dated June 12, 2015 and this decision was published on the Official Gazette No. 29391, dated June 19, 2015.